How to Get The Cheapest Car Insurance in America

6. Increase your Deductible

The deductible on your insurance policy is basically the amount or percentage that you yourself have agreed to pay in the case of an accident. The higher that you will increase the amount the less of a liability your insurance policy will be for the company, and in turn that will lead them to reduce the overall price of your policy.

5. PPM Insurance

You do not necessarily have to stick with traditional forms of auto insurance, especially if you are looking for the cheapest policy possible just so you can legally drive your car. 

For cases like this, many insurance and finance experts recommend that you opt for a pay-per-mile Insurance policy (PPM), which will simply charge you based on usage and usually a cheaper alternative. It is important to note though that not all states currently accept this form of insurance.